Step 1 – Send the Virtual Account
- Place an order for the number of Rewards Virtual Account needed with denominations of $20 up to $750 each
- You get a list of unique website links for each Rewards Virtual Account
- Download your list of links and send them to your recipients

Step 2 – Recipient Claims their Rewards Virtual Account
- The recipient must provide their name & address to retrieve their Visa or Mastercard Virtual Account information


Step 3 – The Rewards Virtual Account Number is provided
- Once registered, the recipient is given their Visa or Mastercard Rewards Virtual Account information
- They can use that link you provided anytime to retrieve this information
- Tips are provided on how to make purchases

Step 4 – Start Shopping
- The Visa or Mastercard Rewards Virtual Account information is entered online as a normal Visa or Mastercard card during checkout
- The Billing Address requested by the shopping cart is the address the recipient entered when claiming their reward
- Purchases are limited to the amount the Rewards Virtual Account was issued for
Other Facts:
- This product can only be used up to the value on the Rewards Virtual Account
- Most online merchants do not accept two forms of payment. So if the user has a $20 Rewards Virtual Account & want to make a $30 purchase, they typically will not be able to use the Rewards Virtual Account for that purchase
- The product cannot be used for online merchants who charge an ongoing subscription or membership amount
- The Mastercard or Visa Rewards Virtual Account product will not work for online merchants who provide a cash access option such as PayPal
- OmniCard API Solutions are available to help accelerate and automate your Rewards Virtual Account program.